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Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 16, 2025 | Purchasing a Home

What Is Debt-to-Income Ratio (DTI)

What Is Debt-to-Income Ratio (DTI)

What Is Debt-to-Income Ratio (DTI) — And Why It Matters When You Apply for a Mortgage When you’re thinking about buying a home, there are a few key numbers that come into play—and one of the most important is your Debt-to-Income Ratio, o

Apr 08, 2025 |

How to Get Mortgage Ready to Buy a House

How to Get Mortgage Ready to Buy a House

How to Get Mortgage Ready to Buy a House: Simple Steps to Achieving Your Dream Home At Simple Loans, we understand that buying a home is one of the biggest milestones in life. The process can seem overwhelming, but with the right preparation, you can navi

Apr 01, 2025 | First Time Homebuyer keep it super simple

5 Ways to Buy a Home With No Down Payment

5 Ways to Buy a Home With No Down Payment

Buying a home doesn’t have to feel overwhelming—especially when it comes to the down payment. You might think you need a huge upfront payment, but there are simple ways to get into your dream home with little to no money down. Here are five ea

Mar 24, 2025 | Purchasing a Home simple loans keep it super simple

How to Challenge a Low Home Appraisal

How to Challenge a Low Home Appraisal

Selling your home is an exciting milestone, but a low appraisal can quickly throw a wrench in the process. If your appraisal comes in lower than expected, don’t panic—you may have options to challenge it and ensure your home is valued fairly.

Mar 21, 2025 | Purchasing a Home Selling a Home

Buying a House? Don't Forget About Schools!

Buying a House? Don't Forget About Schools!

Looking to buy a new home? Fantastic! But have you considered the quality of schools in the area? The school district can significantly influence both your living experience and the value of your investment. Let’s dive into why schools matter, even

Mar 12, 2025 | Purchasing a Home

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